The Worst Financial Mistake I Ever Made

The Worst Financial Mistake I Ever Made

Can you recollect a better feeling than the moment you received your first “big boy/girl” paycheck, from your first “big boy/girl” job? I remember that time for me like it was yesterday! While in college, I worked as Front-Desk Associate at a gym making $8.25/hr. During the summers, I worked as a Lifeguard (best job EVER!) making roughly $11/hr. At the time, those paychecks I got seemed MASSIVE to me. They were enough for me to get my occasional Chipotle,…

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Replicating David F. Swensen’s Portfolio

Replicating David F. Swensen’s Portfolio

The time is now to introduce a new investment tool/model for Frugal Money Man (FMM) readers. Instead of me continuously pushing my investment philosophy of investing in low-cost index funds, I will be breaking down some of the world’s most successful investor’s philosophies, as well as the portfolio’s they used to build their wealth. Not only will I break down the portfolio’s they used, but I will replicate their portfolio’s with Vanguard funds so that YOU can invest just like…

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Emergency Fund Before YOLO

Emergency Fund Before YOLO

I know I am going to draw some heat for this one, but I need to say it… This article is dedicated to my fellow millennials, and it’s one of my BIGGEST pet peeves. One of the most annoying memes I see currently is similar to the one below. First of all, I put major blame for this mentality on social media. Your Facebook, Instagram, and Snapchat are essentially a daily highlight reel from those you follow. All you see…

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The Average Millionaire’s GPA is WHAT!?

The Average Millionaire’s GPA is WHAT!?

Is it just me or is school exhausting? A constant rinse and repeat process of showing up to class every day, in an attempt to gain complete mastery of a certain subject. Not only are you expected to gain a complete understanding of the subject at hand, but your mind plays tricks on you and makes you believe you have to compete against everyone else in the classroom. You know where the A students sit. You know where the B…

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My Personal Finance Mt. Rushmore

My Personal Finance Mt. Rushmore

As most of you now know, Amber and I have moved back in with and are living with my parents. We are in the “aggressive savings” phase of our Master Plan, with the end goal being to own our starter home in FULL by the age of 30. This part of our plan is absolutely critical if we are to achieve our long-term goal of accumulating over $10 million in financial assets by the age of 60. After living on…

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International Investing

International Investing

What happens when the financial institution you invest your money in, now believes something different than what the founder of that financial institution believes? I am talking about Vanguard and Jack Bogle. Bogle created the company Vanguard in 1975, and forever changed the investment game by launching the first index fund on August 31, 1976. That index fund was the Vanguard 500 Index, which offers its investors exposure to the 500 largest U.S. companies. How Does Indexing Work? For those…

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The Ultimate Home Downsizing…Hi Mom & Dad!

The Ultimate Home Downsizing…Hi Mom & Dad!

“Amber we need to talk…” This is essentially how the conversation began about 6 months ago. Although this conversation happened 6 months ago, the idea had been in my head long before that. Before I eventually turned into the personal finance addict (hopefully it’ll prove to be a good addiction) I am today, I was actually set up to go down a much different path. Navy Life (ALMOST!) My first job out of college (4 years ago) was at a…

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8 Traits of the Wealthy

8 Traits of the Wealthy

My recent posts have been packed with investing terminology and the fundamentals of how to build wealth through investing (mainly through stock index funds). I want to shift away from the technical posts for a week and change it up a little bit. Throughout the past two years, I’ve worked hard to acquire knowledge about money- how it works, how it grows, and most importantly, how it affects the lives of people. As much as we may not want to…

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